Want a lower interest rate, late payment fee forgiveness or a higher credit limit? Just ask for it. Nearly nine out of 10 credit cardholders who asked their credit card companies to waive a late payment fee were successful, and about two-thirds who asked for a lower interest rate were approved, according to CreditCards.com. “It’s [...]
An increase in property value isn’t always a good thing. Increased property values may mean increased property taxes, leaving you with a much higher tax bill than you anticipated. Some homeowners are shocked when they open that letter and find out their home has suddenly jumped 40 percent in value—at least according to their local [...]
Ilyce Glink Show on WSB Radio: Giving real estate and personal finance advice. From refinancing your mortgage to finding the right real estate agent to your investment choices and your every day decisions on money, you can rely on Ilyce to give you the best advice on real estate and personal finance. Whether you’re thinking [...]
Want to go green and save money? Remodeling your home with a few key features could improve its energy efficiency and increase its value over time. http://youtu.be/zOKA81kD-vk In fact, homeowners who choose to take on green remodeling projects can lower their energy consumption by 30 to 50 percent, according to the Sustainable Building Council. [...]
Americans are living healthier and longer lives. The average life expectancy is now 79—that’s plenty of time to save more than a million dollars. The upshot is that you need to start securing an income for the 10, 20 or even 30 years after retirement right now. You don’t want to spend your golden years [...]
Recently, FICO introduced a new scoring model that could potentially make a big impact on housing—if mortgage lenders ever use it. The FICO 9 score would limit the impact of paid medical collections on a consumer’s credit score, potentially lifting scores by 25 points on average, the company says. That’s good news to anyone who’s [...]
We’re officially entering the fall selling season, the best season for real estate after spring. As kids head back to school, parents can turn their attention to buying before the new semester starts in January. Fall is the sweet spot for families because if you close the deal by Thanksgiving they have the holiday break [...]
It’s one of Benjamin Franklin’s most famous quotes: “In this world, nothing can be said to be certain, except death and taxes.” Of course most people aren’t so certain about those taxes, particularly when it comes to taxes surrounding death and inheritance. Estate taxes—the so-called death taxes—have been a hot button issue for a long [...]
Would you buy a place to live for your kids in college? Would you make the purchase while your kids were in middle school? Apparently some overeager parents are buying their college-bound kids apartments near some top ivy schools, long before they’re even accepted. Real estate agent Ed Feijo of Coldwell Banker Residential Brokerage in [...]
More and more homebuyers need to be prepared for bidding wars in today’s real estate market. When they arise, people can end up paying much more than the original listing price. Real estate bidding wars are often the result of first-time buyers and investors looking for the best price and coming across a deal that [...]
