Ilyce Glink, ThinkGlink.com and Best Money Moves
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Ilyce

About Ilyce Glink

Ilyce Glink is an award-winning, nationally-syndicated columnist, best-selling author, and radio and television personality. She is the best-known consumer advocate for home buyers, sellers, and owners, and her content touches millions of readers, viewers, and listeners each week. She is the Founder/CEO of Best Money Moves, an employee benefit that companies provide that helps employees measure financial stress, then dials it down with a unique content mapping system. She is also the Founder/CEO of Think Glink Media, a digital content agency, and the Publisher of ThinkGlink.com. Listen to Ilyce on WGN Radio each week, follow her on Twitter, and sign up for the ThinkGlink free weekly newsletter, in the blue box at the bottom of this page.
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Lender Turned Down Refinance

By | April 24th, 2008|

Refinancing may not be the best option to consolidate debt. If you don't have any equity in your property, you cannot refinance in order to consolidate debt. Mortgage lenders are getting picky about how much cash you can borrow against your equity. These days, they're not doing 100 percent loans, or anywhere close to that. If you're in a declining market, where home prices are falling, they might not refinance you if you have less than 5 or even 10 percent equity in your home.

Americans Worry About Becoming ID Theft Victims

By | April 22nd, 2008|

A majority of Americans worry about becoming victims of identity theft, according to a poll released by Bankrate yesterday. Of those surveyed, 8 in 10...

Avoid Student Loans At A Junior College

By | April 22nd, 2008|

A parent asks about the cost of college tuition and about having a student start at a community college. Because the cost of college tuition is so high it's a good idea to start out at a less well known school and transfer. When a student goes to a big name school, she may be taking on $50,000 to $100,000 in debt for college (not including graduate school costs). She'll have a $700 to $1,000 per month headache to deal with after graduation. That's after taxes, and after she pays for her rent, utilities, cell phone, car, gas and food.

One More Thing…

By | April 21st, 2008|

The Schwab survey also found that 69 percent of parents polled feel more prepared to talk about "the birds and the bees" instead of money. April 21, ...

Who Will Teach Your Kids About Money?

By | April 21st, 2008|

Money must still be taboo in many American families. Only 20 percent of parents involve their teens in financial discussions, according to a Charles S...

Consumers Want Better Gas Mileage

By | April 21st, 2008|

Do you know anybody who doesn't want better gas mileage? I don't. But, apparently only 73 percent of those surveyed by the Consumer Federation of Amer...

Ilyce Glink on WSB Radio – April 20, 2008

By | April 20th, 2008|

This is a rebroadcast of the March 2, 2008, show featuring interviews with resume expert Liz Handlin and real estate author Bob Irwin, who has written more than 60 books. You can post comments to the show at www.thinkglink.com/blog. Check out Ilyce's new all-video site, www.expertrealestatetips.net and be sure to subscribe to her YouTube channel.

Getting a Loan Through a Mortgage Broker

By | April 19th, 2008|

When shopping for a home loan, is it better to go through a mortgage broker or a bank? When you get a loan through a mortgage broker, he's compensated with fees often paid by the lender. Mortgage brokers represent "end" lenders, the companies that invest in mortgage loans.

First Time Home Buyer Gets Inadequate Seller Disclosure

By | April 18th, 2008|

When you're a first time home buyer one of the choices you need to make is what kind of real estate agent you want to work with. If a real estate agent represents both the buyers and the sellers that person is called a dual agent. In addition, the sellers are obligated to tell you about any unusual about the home as part of seller disclosure. If they omit something, such as a septic system that's off the property, you may have to contact a real estate attorney.

How Does A Quitclaim Deed Work?

By | April 18th, 2008|

How does a quitclaim deed work? A quitclaim deed does not change the mortgage terms, no matter how it was signed or works. A quit claim deed transfers any interest a person has in a piece of real estate to another person.

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