A homeowner who went into foreclosure a few years ago is paying a private mortgage insurance (PMI) claim as part of a forbearance agreement with a new lender. Homeowners who purchase property and obtain a loan that exceeds 80 percent of the purchase value must pay for PMI, which protects the lender, not the buyer. The original lender will file a claim with a PMI company and a new lender has the right to collect the full loan amount under a forbearance agreement.
Can a quit claim deed be used to remove a cosigner on a mortgage? No, quit claim deeds affect property ownership interest only. Quit claim deeds will not take away responsibility for mortgage loan debt.
Homeowners in some parts of the country such as Arizona, Nevada and Florida, are learning the hard way that their real estate investments may lose value. The growing number of foreclosures and short sales makes some wonder when the real estate market will hit bottom. If you're looking to purchase real estate, how do you know when will be the right time to buy? While you can't time the real estate market, remember that you don't always have to buy real estate at the very lowest price to make money.
Make your home smell fresh and clean with new cleaning products and scented candles. Manufacturers like Caldrea and Air Wick make brooms and other cleaning products that make your house smell fresh and clean. Caldrea has cleaning products like laundry cleaner that smell of lavender instead of harsh chemicals. Use Air Wick's FreshSweep Broom and make your house smell fresh and clean. Watch this Expert Real Estate Tips segment to learn more about fresh, new fragrances for your home.
Limit Clutter and make your house a home with friendly, fun, new housewares products. Invite guests for dinner parties and family gatherings in your beautiful uncluttered house that is a home! Watch this Expert Real Estate Tips segment for more information and check out our other videos on clutter.
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