Ilyce Glink, ThinkGlink.com and Best Money Moves
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Ilyce

About Ilyce Glink

Ilyce Glink is an award-winning, nationally-syndicated columnist, best-selling author, and radio and television personality. She is the best-known consumer advocate for home buyers, sellers, and owners, and her content touches millions of readers, viewers, and listeners each week. She is the Founder/CEO of Best Money Moves, an employee benefit that companies provide that helps employees measure financial stress, then dials it down with a unique content mapping system. She is also the Founder/CEO of Think Glink Media, a digital content agency, and the Publisher of ThinkGlink.com. Listen to Ilyce on WGN Radio each week, follow her on Twitter, and sign up for the ThinkGlink free weekly newsletter, in the blue box at the bottom of this page.
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What Is Negotiation Process For Foreclosure?

By | January 19th, 2009|

Buying a foreclosure involves making an offer on the house to the lender. Other buyers may also make an offer on a foreclosure and so there could be a negotiation process for the house. What happens if the lender rejects the offer for the foreclosure? What if other offers are also rejected or fall through and the foreclosure remains on the market? Is the lender breaking the law or violating ethics by rejecting offers or not accepting a valid offer on a house if one has been submitted?

What Mortgages Cost — Or Should Cost, PART II of II

By | January 19th, 2009|

According to consumers, mortgages should cost a lot less than they actually do. Once you add in loan fees, discount points, origination point and other closing costs and fees, you can wind up shelling out a whole lot of cash to get the mortgage you need to buy your home. And lenders are apt to call their fee charges by different names, which is confusing to borrowers who are trying to compare loan costs on an apples-to-apples basis.

What Should I Look For When Buying A Used Car?

By | January 19th, 2009|

What should I look for when buying a used car?

What To Consider With Owner Financing

By | January 19th, 2009|

I've got an investment property that the renter is interested in buying. I am considering offering them owner financing, but am not sure where to get the documents written up. Also, the house has a mortgage in my name. If I do sell them the house, what will my lender do?

What To Expect When Facing Foreclosure And Bankruptcy

By | January 19th, 2009|

What should you do when you've been served with foreclosure papers? What steps should you take to file for bankruptcy? The first step is talk with the mortgage lender to try to save your home and possibly avoid bankruptcy. A credit counseling agency can also help you as a homeowner before resorting to a bankruptcy filing.

What’s Owed When Someone Dies

By | January 19th, 2009|

These days, the average American family owes more than $9,000 in credit card debt. That means more people are dying with balances on their credit card accounts. If the estate of the debtholder has the cash, then those funds must be used to pay off these debts before the estate can be settled and any leftover funds distributed to the heirs.

When Neighbor’s Damage Becomes Your Damage

By | January 19th, 2009|

For the past 30 years, my aunt and uncle have lived in a second floor condominium in an old 4-story building. About 3 years ago, a new owner moved into the unit above them. For the eighth time, the neighbor above them has caused water damage in their unit. The neighbor has always refused to make an insurance claim and has refused to pay for the damage.

Who’s Responsible For Damage Between Inspection And Closing?

By | January 19th, 2009|

Home buyers recently purchased a home that has severe hail damage from a storm between their home inspection and closing. In many states, it is still buyer beware when it comes to buying the home and if the seller did not lie or hide damage to the home, the seller may be off the hook for damage caused to the home. If the home buyer's state has a seller disclosure law that requires the seller to disclose this type of damage, the buyer may be able to sue the seller for the damage.

Why Buy Title Insurance When Home Is Paid For?

By | January 19th, 2009|

In many places, a home seller has the burden of proving that he or she has good title to the home, which is usually done through buying title insurance. Title insurance companies provide the service of searching the public records and furnishing a report called a title insurance commitment. The cost of title insurance varies greatly from state to state.

Without Inspection Contingency, Buyer May Be Responsible For Problems

By | January 19th, 2009|

It's important to read contracts carefully when buying a home, including what the contract says about home inspections. With an inspection contingency, you may be required to buy a home even if an inspector says the entire foundation must be replaced. Having an inspection contingency can make sure the buyer isn't held accountable for these problems.

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