Prevent Identity Theft For Free
Worried about identity theft? Turns out you can likely prevent it yourself, rather than hiring a firm who offers identity theft prevention services. ...
How to Maximize the $8,000 First-Time Home Buyer Tax Credit
The IRS issued guidance on how to make the best use of the $8,000 first-time home buyer tax credit. This tax credit, which is available to first-time home buyers who purchase a home before December 1, 2009, can be taken on your 2008 or 2009 federal income tax return. But you'll get the money faster if you file for it on your 2008 federal income tax return. Here are some strategies to get your $8,000 tax credit faster.
When To Try “For Sale By Owner”
What kind of seller should try to sell their home without an agent? Listing a home as "for sale by owner" can be difficult, but it might be worth the 6 percent commission you could save. Sellers will need to have the time to be able to show their homes and schedule appointments, and Internet access is a must. Watch this Expert Real Estate Tips video for more help with making the decision to sell your home without an agent.
Most Mortgage Fraud Occurs In Rhode Island
Rhode Island ranks first in the U.S. for mortgage fraud, reported the Mortgage Asset Research Institute on Monday at a conference in Las Vegas. It jum...
Ilyce On CNN.com
Ilyce Glink was on CNN.com today to discuss the mortgage crisis and the three ways to save your house. You can watch the segment online at [here](htt...
New Video Series: For Sale By Owner
Check out the first video in our "For Sale By Owner" series. We've got lots of information about how to do it, what sites to use, mistakes people make...
For Sale By Owner (FSBO)
Home sellers don't have to get stuck with selling their home with a traditional real estate agent or broker. They can try listing the home themselves as "For Sale By Owner." Selling a home yourself can be tricky, but with more people using the Internet to search for and buy homes, websites like FSBO.com can help make the job easier. Watch this Expert Real Estate Tips Video to learn more about "For Sale By Owner."
Purchasing For Sale By Owner Land Starts With Offer To Purchase Contract
When making a for-sale-by-owner real estate purchase, it's important to have a real estate attorney who can assist you in the process and put together an "offer to purchase" contract. An attorney can ensure that the proper information is included in an offer to purchase contract. The attorney will provide legal advice about the offer to purchase contract and navigate other concerns when purchasing real estate that is for sale by owner.
Who Is Responsible For Deceased Person’s Credit Card Debt?
When a person dies, any assets left behind become a part of the estate. If you have debts, those assets will be sold to pay them off. Credit card debt typically dies with you if you don't have any assets.
Difference Between Pre-Qualification And Pre-Approval
Getting pre-qualified for a loan means the lender has taken your basic personal financial information to determine an amount you're qualified to borrow for a mortgage. Getting pre-approved means applying for a loan with the lender's commitment. Having a pre-approval will ensure you have financing in place when you shop for a home.