Credit Cards With Rewards
The best idea for a credit card with rewards is one that offers cash back. Several websites can help you find the best credit card deals that will provide you with more than a line of credit.
Borrowing Against 401(k) Account
Not all employers allow employees to borrow money against their 401(k) account. If you want to borrow money against your 401(k), the person at your job who deals with benefits can help you do it. Most companies have rules for how much you can borrow from your 401(k), as well as the interest rate and payback schedule.
Selling As A Rent-To-Own Or Installment Sale
An installment sale means selling the property to a buyer in stages. An installment sale offers seller financing, gives the buyer interest in the house but leaves the title with the seller until the buyer has paid in full.
Finding A New Insurance Agent
What is a consumer to do when a trusty, long-time insurance agent decides to retire? Insurance agents may have picked someone that they plan to transfer their clients to. Talking to your insurance agent before they’re gone will ensure all your concerns are addressed.
Resources When Selling By Owner
There are a number of resources at hand when selling your home by owner. When selling by owner, it’s important to ensure you have the correct documents in order without an agent to represent you.
Mother Stuck With Daughter’s Almost-New Car
A mother bought a new car for her daughter, who took off and left her with the car. The car can be sold to Car Max or by owner to get the most value from it. If the daughter’s name is on the title of the car, it will be difficult to sell.
How Much Of Paycheck To Put In 401(k)?
If your employer offers matching for your 401(k), it’s wise to invest as much of your paycheck as possible, up to the amount of the match. If you are starting your 401(k) later in life, you should be stocking away as much as possible. The closer you get to retirement, the less time that 401(k) has to grow.
Taxes Owed On Inherited Property
Taxes on inherited property are paid by the estate. If the inherited property is owned for a year or more and then sold, long-term capital gains tax will be owed. But taxes shouldn’t be owed on inheriting the property itself.
Living A Rich Life Without Luxury
A homeowner lives in an area where it’s tough to keep up with his wealthy neighbors. A big part of making smart personal finance decisions is being well-grounded and understanding that life isn’t a competition. You can live a rich life simply by having enough money to purchase what you need.
Making Sure Your New Neighborhood Is Safe
When moving to a new neighborhood, you can you ensure it’s safe? Consulting with locals in the neighborhood will give you some insight to the area and its safety. If you’re unsure of a neighborhood’s safety, renting before buying could ensure you don’t get stuck in a location you don’t love.