Ilyce Glink, ThinkGlink.com and Best Money Moves
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Ilyce

About Ilyce Glink

Ilyce Glink is an award-winning, nationally-syndicated columnist, best-selling author, and radio and television personality. She is the best-known consumer advocate for home buyers, sellers, and owners, and her content touches millions of readers, viewers, and listeners each week. She is the Founder/CEO of Best Money Moves, an employee benefit that companies provide that helps employees measure financial stress, then dials it down with a unique content mapping system. She is also the Founder/CEO of Think Glink Media, a digital content agency, and the Publisher of ThinkGlink.com. Listen to Ilyce on WGN Radio each week, follow her on Twitter, and sign up for the ThinkGlink free weekly newsletter, in the blue box at the bottom of this page.
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Mortgage Lender May Have Long Term Access To Your Credit History

By | April 24th, 2009|

When you apply for a mortgage you allow the mortgage lender to access your credit history and other financial data. But how long can a mortgage lender pull these records? In many cases, a mortgage lender may access your credit history indefinitely in order to screen you as a customer for other products. Screening customers using their credit histories is similar to what credit card companies do. Can you put a time limit on how long a mortgage lender can access your credit history or other financial data?

Make Refinance Decision By Looking At Cash, Fees

By | April 24th, 2009|

With interest rates at historic lows you may be wondering whether to refinance your mortgage loan to lower your monthly mortgage payment and save interest. But is it that simple? You need to look carefully at all the cash involved in the refinancing offer, including the fees and how long it will take you to recoup them. Also consider how long you plan to live in the home. You don't want to refinance to a longer-lasting mortgage and end up paying more.

Potential Rotten Neighbor Property Dispute Could Risk Family’s Safety

By | April 23rd, 2009|

Perhaps your neighbor has crossed your property line. What can you do? How can you not anger a potentially rotten neighbor but still have your property line respected? You need to take into account not only the property line problem, but also whether talking with the neighbor could put your family's safety at risk. If your rotten neighbor has a temper and a gun, you may want to think twice about asking him to make changes.

Fewer Homes Sell In March, NAR Says

By | April 23rd, 2009|

Sales of existing homes fell by 3 percent in March from February, the National Association of Realtors announced today. They fell by 7.1 percent compa...

How To Protect Yourself From Identity Theft

By | April 22nd, 2009|

Guarding your personal information is the key to protecting yourself against identity theft. Don't carry unused credit cards and your social security card in your wallet. Don't give out your social security number to doctors. Ask your employer what they do to keep your personal information safe. If you are careful about protecting information like your social security number and mother's maiden name, you can reduce your risk for identity theft. Watch this Expert Real Estate Tips video for more identity theft solutions.

Foreclosures Increase 9 Percent In First Quarter Of 2009

By | April 22nd, 2009|

The number of foreclosures increased 9 percent in the first quarter of 2009 from the last quarter of 2008. They rose nearly 24 percent from a year ear...

New Identity Theft YouTube Series

By | April 21st, 2009|

Check out the new YouTube series on Identity Theft and Credit Issues. Watch them at [www.youtube.com/expertrealestatetips](http://www.youtube.com/expe...

Identity Theft and Credit History Damage

By | April 21st, 2009|

Identity theft can happen when your personal information is stolen to open up new lines of credit. Identity thieves commonly use your name, address, social security number and mother's maiden name to create fake identities. Eventually, you will be held responsible for these accounts that you didn't know existed. The long-term damage to your credit history from identity theft can be more damaging than the short-term effects. Watch this Expert Real Estate Tips video on Identity Theft for more information on how to protect yourself from identity theft.

Selling Your Own Home (FSBO)

By | April 20th, 2009|

What does it take to sell your own home and what should you do first? You're responsible for both the seller's and the agent's duties. The most important this is to make sure your pricing is comparable to others in the neighborhood. Set a good listing price and you will attract buyers to the table. You can also attract buyers with lots of pictures on the Internet and by staging your home appropriately. Watch this Expert Real Estate Tips video for more FSBO advice.

Federal Tax Deduction For Buying New Automobile

By | April 20th, 2009|

If you're looking at buying a new car this year you'll likely be able to deduct the sale tax you pay on your federal income taxes for the 2009 tax yea...

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