Ilyce Glink, ThinkGlink.com and Best Money Moves
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Ilyce

About Ilyce Glink

Ilyce Glink is an award-winning, nationally-syndicated columnist, best-selling author, and radio and television personality. She is the best-known consumer advocate for home buyers, sellers, and owners, and her content touches millions of readers, viewers, and listeners each week. She is the Founder/CEO of Best Money Moves, an employee benefit that companies provide that helps employees measure financial stress, then dials it down with a unique content mapping system. She is also the Founder/CEO of Think Glink Media, a digital content agency, and the Publisher of ThinkGlink.com. Listen to Ilyce on WGN Radio each week, follow her on Twitter, and sign up for the ThinkGlink free weekly newsletter, in the blue box at the bottom of this page.
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Mortgage Lender Change May Prevent Jumbo Mortgage Loan Terms

By | May 6th, 2009|

As the mortgage market contracts, some mortgage lenders are buying other lenders and then requiring existing borrowers to reapply for mortgage loans. The new mortgage lender may not want to honor the terms of the other mortgage lender's loan. This may be especially true for jumbo loans, which may be perceived to have higher risk. What can you do if your original mortgage won't go through for new construction? Contact an executive at the new mortgage lender and provide documents showing the terms of your original jumbo mortgage loan.

House Inheritance Question May Require Estate Attorney

By | May 6th, 2009|

When a homeowner dies and it's unclear who inherits the home it may mean you need to hire an estate attorney. If you cannot afford to hire an estate attorney to help you sort out inheritance issues, you may seek assistance from a local legal aid clinic. It's difficult to resolve a complex house inheritance situation without some outside help.

Three Rules For Refinancing Your Mortgage Loan

By | May 6th, 2009|

Deciding whether to refinance a mortgage loan involves more than just getting a lower interest rate. For a refinance of your mortgage loan to be worth it, you have to achieve three things: lower your mortgage loan interest rate, lower your mortgage loan monthly payment and shorten the length of your mortgage loan. If you can only achieve two out of three of these refinance rules it may still be worth it, but pay attention to closing costs because lenders make a lot of money off of fees these days.

Do It Yourself Title Search May Be Incomplete

By | May 6th, 2009|

Can you do a title search for your own property? You may be able to research your property's title and related liens in public records but you may also miss something. Do you need to hire an attorney to help with a title search? Or a title insurance company? Find out what a title search includes and why a do-it-yourself title search may not be the best idea.

Credit Crisis, Recession Eases With Home Buying And Jobs

By | May 6th, 2009|

How can you tell when the recession has eased? Some of it is just a feeling, such as when the news doesn't sound as bad as it used to. Other signs of the recession lifting include an uptick in home buying at higher market values and a decline in customer service. Finally, people's worries about losing their jobs start to ease. What signs do you look for to see that the credit crisis or recession is lifting?

What Will Canceling Credit Cards Do To My Credit Score?

By | May 6th, 2009|

Which credit cards should you cancel to have the least negative impact on your credit score? Canceling old credit cards that you don't use anymore shouldn't have too much of an effect on your credit score as long as the remaining cards are kept to a balance below 50% of your available credit. Your credit score will be higher if you are using and repaying credit, rather than just holding onto some old credit cards.

Should You Use A Credit Monitoring Service?

By | May 5th, 2009|

Do you need a credit monitoring service? You can pull your credit report once a year for free from each of the three credit reporting bureaus from AnnualCreditReport.com, but you might want to monitor your credit more frequently. If you feel that you are at risk for identity theft, your personal information has been compromised, or you just want to keep an eye on your credit score, you might want to use a credit monitoring service. With a credit monitoring service you should be able to see your credit report and credit score, be notified when any changes occur, and depending on the service, freeze and unfreeze your credit file.

Ilyce Glink on WSB Radio – May 2, 2009

By | May 5th, 2009|

Today on the Ilyce Glink Show Ilyce took questions on real estate and personal finance topics as she prepared for next weekend's Makeover Your Money event in Atlanta. Event speaker Woody Alpern from Capital Investment Advisors wrote into Ilyce during the show to share information about a 2 percent rebate credit cards with listeners. Listen to the podcast for details. For more show notes, check out Ilyce's blog. And if you're in Atlanta, be sure to sign up for Ilyce's Money Makeover event on May 9. ThinkGlink.eventbrite.com Use discount code "savememoney" to get 50% off the ticket price.

Pending Home Sales Rise in March

By | May 4th, 2009|

Pending home sales rose 3.2 percent in March, the National Association of REALTORS announced today. NAR's Pending Home Sales Index tracks home sale co...

Consumer Bankruptcy Filings Increase 36 Percent In April

By | May 4th, 2009|

The number of consumer bankruptcies filed in April increased 36 percent from a year earlier, reports the American Bankruptcy Institute today. A tota...

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