Ilyce Glink, ThinkGlink.com and Best Money Moves
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Ilyce

About Ilyce Glink

Ilyce Glink is an award-winning, nationally-syndicated columnist, best-selling author, and radio and television personality. She is the best-known consumer advocate for home buyers, sellers, and owners, and her content touches millions of readers, viewers, and listeners each week. She is the Founder/CEO of Best Money Moves, an employee benefit that companies provide that helps employees measure financial stress, then dials it down with a unique content mapping system. She is also the Founder/CEO of Think Glink Media, a digital content agency, and the Publisher of ThinkGlink.com. Listen to Ilyce on WGN Radio each week, follow her on Twitter, and sign up for the ThinkGlink free weekly newsletter, in the blue box at the bottom of this page.
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$8000 First Time Home Buyer Tax Credit And Money From Parents

By | September 17th, 2009|

$8000 First Time Home Buyer Tax Credit And Money From Parents With the $8,000 First Time Home Buyer Tax Credit due to expire on November 30, 2009, parents are coming to the aid of their children by giving them money or buying a home with them to qualify and take advantage of the tax credit. If you are single and have not owned a home for the prior 36 months and make $75,000 or less and buy a home worth at least $80,000, you should qualify for the $8,000 first time home buyer tax credit. But there are exceptions.

Some Tips On Buying Investment Property vs Buying a Dream Home

By | September 17th, 2009|

Some Tips On Buying Investment Property vs Buying a Dream Home If you are looking for your dream home in this real estate market, you might just find it. But are you better off buying an home now and living there for a while and then turning that home into an investment home? Are there tips for people to consider when buying an investment home? What should you consider when you try to decide where to place your money for the next ten years in the real estate market? Will it be in an investment property or an investment in real estate or might you better off living where you money is in a home that you can call your dream home?

Losing Earnest Money When An Appraisal Comes In Too Low

By | September 17th, 2009|

Losing Earnest Money When An Appraisal Comes In Too Low If you sign a contract to buy a home and the appraisal comes in too low, what should you do? Are you at risk of losing your earnest money or down payment on the home? How do you prevent getting yourself in a situation where your earnest money is at risk in a volatile real estate market? First, you should make sure you understand the homebuying process, read the purchase and sale agreement, and get help when you don't understand something.

Credit Score – Is Your FICO Score Relevant?

By | September 16th, 2009|

Credit Score - Is Your FICO Score Relevant? Each week on my show, we discuss credit scores and how to raise them. We also discuss how to remove errors. Having a great credit score will help you get the best deals on credit - should you need to get a credit card, auto loan or a mortgage. But having a great credit score will also help you get a lower insurance premium and may even help you get a job. One of my WSB listeners says that Clark Howard and I are directly opposed to Dave Ramsey on the issue of FICO credit scores. Is that right?

Dave Ramsey Says FICO Credit Scores Are Irrelevant

By | September 16th, 2009|

Dave Ramsey says credit scores are irrelevant. Are they? A WSB listener claims Dave Ramsey says to get out of debt and that FICO credit scores are not what they seem. Dave Ramsey says FICO credit scores are the "I love debt" score because there's no way to get a great FICO credit score without getting into debt and staying in debt. While I agree with a lot of what Dave Ramsey says, I disagree with that premise. Here's why I think FICO credit scores are relevant to your life today.

Taylor Bean & Whitaker Mortgage Company Frozen Accounts

By | September 15th, 2009|

Taylor Bean & Whitaker Mortgage Company Update: September 15, 2009: Taylor Bean & Whitaker frozen accounts. We're hearing from a number of Taylor Bean & Whitaker customers that their accounts have been frozen. Is this happening to you? Please leave your story or question here. I'm currently waiting for a response from Bank of America.

Ilyce Glink Show Notes – September 13, 2009

By | September 13th, 2009|

Ilyce Glink Show Notes - Sept. 13, 2009. Taylor Bean & Whitaker update; How to Profit from Foreclosure; FREE BOOKS and FREE EBOOKS; IRS publications and taxpayer advocate service; Think Glink article subscription service.

Private Mortgage Insurance And Piggyback Loans

By | September 10th, 2009|

Private Mortgage Insurance (PMI) And Piggyback Loans. There are less and less piggyback loans these days but in prior years, home owners avoided private mortgage insurance by obtaining a piggyback loan. Now with the housing crisis and credit crisis, lenders rarely give piggyback loans and more borrowers will have to rely on private mortgage insurance (PMI) if they can't put down 20% towards the purchase of a home.

Selling Investment Property And The Availability Of The Proceeds From Settlement

By | September 10th, 2009|

Selling Investment Property And The Availability Of The Proceeds From Settlement. In some parts of the country, investors will close one day and receive funds from the sale on another day. Those investors should make sure their interests are adequately protected. You don't want to sell an investment property, hand over the keys and not receive your money at closing or settlement. What would happen if the proceeds never show up?

Refinancing Mortgage Loans When Home Prices Have Fallen

By | September 10th, 2009|

Refinancing Mortgage Loans When Home Prices Have Fallen can be difficult. As housing prices have fallen, it's harder and harder to find a lender willing to refinance a mortgage loan, either because the home doesn't have enough equity or home owners financial situations have deteriorated. You can still look for a mortgage lender, mortgage broker, savings and loan or credit union to try to refinance a mortgage loan, but for many it will be almost impossible.

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