Ilyce Glink, ThinkGlink.com and Best Money Moves
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Ilyce

About Ilyce Glink

Ilyce Glink is an award-winning, nationally-syndicated columnist, best-selling author, and radio and television personality. She is the best-known consumer advocate for home buyers, sellers, and owners, and her content touches millions of readers, viewers, and listeners each week. She is the Founder/CEO of Best Money Moves, an employee benefit that companies provide that helps employees measure financial stress, then dials it down with a unique content mapping system. She is also the Founder/CEO of Think Glink Media, a digital content agency, and the Publisher of ThinkGlink.com. Listen to Ilyce on WGN Radio each week, follow her on Twitter, and sign up for the ThinkGlink free weekly newsletter, in the blue box at the bottom of this page.
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    Refinance Mortgage To Remove Name From Old Mortgage But Not From Title

    By | November 25th, 2009|


    If you need to remove your name from and old mortgage but don't want to remove your name from title, you may have to refinance the old loan and then make sure that your name and credit are not needed for the new loan. The loan and the ownership of title are different items and can sometimes work in different ways. While you usually must own the title to the home and all owners must also be obligated under the loan, there are times when one of the owners can be solely responsible for the debt and the others on title need not be responsible for the debt under the mortgage and loan.

      8000 First Time Home Buyer Tax Credit Does Not Restrict Seller Financing

      By | November 25th, 2009|

      $8000 First Time Home Buyer Tax Credit Does Not Restrict Seller Financing
      If you are looking to buy a home and you are a first time home buyer, you can still qualify for the home even if the seller gives you financing. You still need to meet all of the other qualifications for the $8000 first time home buyer tax credit, but you can purchase the home with seller financing.

        8000 First Time Home Buyer Tax Credit Has Rules Against Buying From Close Relatives

        By | November 25th, 2009|

        $8000 First Time Home Buyer Tax Credit Has Rules Against Buying From Close Relatives
        If you want to buy a home and you are a first time home buyer, don't try to buy a home from a close relative. The IRS rules for the $8000 first time home buyer tax credit do not allow you to buy a home from your parents or siblings. A first time home buyer can find lots of homes in the market to qualify for the $8000 first time home buyer tax credit without having to try to buy a home from a relative.

          Loan Modification Help Comes Too Slowly And With Problems

          By | November 25th, 2009|


          Loan modifications under the Obama Making Home Affordable have certainly been slow. But worse, many homeowners seem to be having problems with their lenders: getting in touch with the right person, receiving verbal commitments for loan modifications that are later changed and not for the better, delay in receiving documentation, receiving approvals for temporary loan modifications that don't result in permanent loan modifications and working with lenders that report borrowers that were current in all their loan payments as something other than current on their loan payments.

            Ilyce Glink on the Clark Howard Show – November 25, 2009

            By | November 25th, 2009|

            Today Ilyce Glink filled in on the Clark Howard Show on WSB Radio. She discussed the latest economic news, including consumer spending numbers for October, the latest jobless claims, new home sales on the rise, and mortgage rates matched a 50-year low this week. Ilyce also talked about how to find the best Black Friday deals, and took questions from callers like Tim who wanted to know about the home buyer tax credit and Mary whose brother-in-law died and his house is about to be foreclosed on. She needs to get an extension so that she stops the foreclosure. For more questions and answers to real estate, personal finance and consumer questions, listen to the podcast here or download from iTunes. For more show notes and links, visit Ilyce's blog

              Home Buyer Tax Credit Requires Tax Forms To Be Submitted

              By | November 25th, 2009|

              $8000 First Time Home Buyer Tax Credit and $6500 Repeat Home Buyer Tax Credit Require Tax Forms To Be Submitted
              The new and expanded home buyer tax credits now require additional documentation to obtain the tax credit after buying a home. Whether you are a first time home buyer or a repeat home buyer, you will need documents to go along with your federal income tax return.

                $6500 Repeat Home Buyer Tax Credit Has Time Restrictions

                By | November 25th, 2009|


                To obtain the $6500 home buyer tax credit, you must comply with certain time restrictions: you must have lived in the prior home a full five years prior to the date of purchase of your new home. You must also qualify on the other terms of the home buyer tax credit. If you are short on the time that you lived in your prior home, you won't qualify for the $6500 home buyer tax credit.

                  Loan Modification Doesn’t Stop Foreclosure

                  By | November 25th, 2009|


                  Ever wonder what is going on a lenders' back offices? Does one side of the bank know what the other side of the bank is doing? If you have applied for a loan modification under the Obama Making Home Affordable Plan, you might be surprised to find out that the collection department of the lender doesn't know anything about your loan modification. How do you handle the collections' department when confronted by them.

                    Clark Howard Show Notes – November 25, 2009

                    By | November 25th, 2009|

                    Clark Howard Show Notes - November 25, 2009; Happy Thanksgiving. Ilyce's Annual Turkey Recipe; Consumer spending rose in October; U.S. jobless claims fall slightly; New Home Sales Rise; Mortgage Rates Match 50-year low; Black Friday Deals of the Day; FREE BOOKS/EBOOKS. Ebates.com; blastoffnetwork and ebates

                      Ilyce Glink Show Notes – November 22, 2009

                      By | November 22nd, 2009|

                      Ilyce Glink Show Notes - November 22, 2009. Hard to believe it's Thanksgiving Week. I'll be filling in for Clark Howard Wednesday, Friday and next Monday. On today's Ilyce Glink show, we looked at the stock market pullback this week, the housing and unemployment numbers, Ilyce's Turkey Recipe, 401(k)s and Roth 401(k)s, Ilyce's refinancing deal, and other financial and real estate topics. We also answered your questions about money and real estate. FREE BOOKS, EBOOKS, AND OUR NEXT EVENT IN ATLANTA. Be sure to sign up for the free weekly newsletter and follow Ilyce on Twitter @Glink.

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