Ilyce Glink Show Notes - December 20, 2009. Merry Christmas. It's hard to believe Christmas is here. Census numbers. How to Invest in 2010 - box office is open for the newest ThinkGlink/Real World Seminars event. Buy now to get the lowest price for this event. This is our best deal and it's better than a 2-for-1 deal. FREE BOOKS and EBOOK DEALS. Hardship withdrawals from a 401(k) and the possible tax liabilities.
Today on the Ilyce Glink show, we talked about the Census information released earlier this week, with figures on text message increases, newspaper subscription decreases, and of course, unemployment stats. Ilyce reminds listeners to get the early bird ticket specials for her March 27, 2010 event How To Invest in 2010. In preparation for the seminar, five new eBooks are now available for purchase on the ThinkGlink.com store. Take advantage of the buy 3 ebooks, get 1 ebook free deal! Ilyce also talked with a listener who called in about her husband’s withdrawal from a 401(k) plan in order to make ends meet. Listen to the full show here, or download from iTunes. Check Ilyce's blog for more show notes and helpful links.
MindFlex Mind Control Game By Mattel Review
Tax Deductions: If you're buying a car in 2009, be sure to take advantage of an IRS tax break that allows you to deduct the state or local sales or excise taxes you pay on the first $49,500 of the purchase price. This tax deduction may not be extended through 2010, so take advantage of the tax break now by buying a car before the end of the year. The tax break expires December 31, 2009, and you'll be able to take the tax break on your 2009 taxes, which you'll file in 2010.
Proper estate planning will help you avoid paying long-term capital gains tax when you sell inherited property. If your relatives plan with an attorney or tax advisor for how they would like their assets to be distributed, you can avoid paying unnecessary taxes on your inheritance and assets.
Should you be thinking about refinancing? A lot of people jumped on the recent all-time low rates, but just because mortgage rates are low doesn't mean you should be refinancing. When should you think about refinancing? If you can get a low interest rate and keep a short term on your loan, it might be time to consider refinancing. When refinancing, shop around and compare points, fees and the interest rate being charged.
Home sellers had it rough in 2009, and 2010 promises to be another hard year for home sellers. However, there are some home selling tips you can take to put yourself in a better home selling situation. Make it a New Year's Resolution to become a better seller and follow these home selling tips to make 2010 a better home selling year.
With the $8,000 first-time home buyer tax credit and the newer $6,500 trade-up buyer tax credit, a lot of people are wondering if they will qualify for any of the tax credits. If you bought a home in 2009, you might qualify for one of the home buyer tax credits. If you bought your home before November, 6, 2009, you must be a first-time home buyer to qualify for the $8,000 tax credit. After November, trade-up or replacement buyers can get a tax credit as well. Read below for more rules to qualify for the home buyer tax credits.
Refinancing while you're unemployed may not be possible since lenders are requiring more documentation, and it may not be the best way to save money. If you're trying to save money while you're unemployed, refinancing is probably not the best option when you're unemployed. Closing costs will take up a good bit of cash. Anytime you're thinking about refinancing, not just if you're unemployed, make sure you're cutting down on the term of your loan and saving on your payments. Otherwise, it's not worth it to refinance.
Loan Modification: 6 Things To Do If You're In Loan Modification Hell. Bank of America knows that many Americans are frustrated with the slow pace of loan modifications. The company provided six things you can do to help speed up the process. Call your servicer at off-peak times, prepare loan documentation in advance, make the trial modification payments on time, complete paperwork accurately, be aware of foreclosure relief scams, and never make a mortgage payment to anyone other than your lender; Free books, ebook deal. See below for titles.
