Ilyce Glink, ThinkGlink.com and Best Money Moves
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Ilyce

About Ilyce Glink

Ilyce Glink is an award-winning, nationally-syndicated columnist, best-selling author, and radio and television personality. She is the best-known consumer advocate for home buyers, sellers, and owners, and her content touches millions of readers, viewers, and listeners each week. She is the Founder/CEO of Best Money Moves, an employee benefit that companies provide that helps employees measure financial stress, then dials it down with a unique content mapping system. She is also the Founder/CEO of Think Glink Media, a digital content agency, and the Publisher of ThinkGlink.com. Listen to Ilyce on WGN Radio each week, follow her on Twitter, and sign up for the ThinkGlink free weekly newsletter, in the blue box at the bottom of this page.
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Quit Claim Deed Causes Family Problems After Death

By | April 9th, 2010|


Dividing inheritance and property after the death of a loved one can be a tricky task. Quit claim deeds can cause problems if they're not filled out correctly. A quit claim deed can divide the property among family members or even transfer property to one person. Make sure a quit claim deed is filled out properly and inheritance is divided properly between family members. Don't let a quit claim deed cause unnecessary problems after a family member's death.

Helping Aging Parents Results In Financial Problems After Death

By | April 9th, 2010|


Family members can sometimes come to disagreements over inheritance after a parent or loved one passes. Assets often include money and a house or property. How to divide your aging parent's assets can result in financial problems after death. Discuss with your aging parents and other family members how to equitably divide the assets after death.

Investing In Real Estate And An Exit Strategy

By | April 9th, 2010|


Real Estate is a great way to invest your money, but you have to know what you're doing when investing in real estate. One of the top mistakes investors make is not having an exit strategy. When investing in real estate, knowing when to get out and make a profit can be just as important as knowing which properties to buy. Be a more successful real estate investor and plan your exit strategy in advance.

ID Theft Possible With HUD Home For Sale

By | April 9th, 2010|


Identity theft scams are taking the form of HUD home sales. Don't let the promise of a great deal on HUD home lure you into falling for ID theft. Even with a HUD home, which is just a home with an FHA loan that has gone into foreclosure, you still need to perform your due diligence as a home buyer. Use a real estate agent who is licensed to sell FHA loans and have a real estate attorney check on the validity of the sale and the real estate agent. As always, be very careful of giving your Social Security number or any other personal information to anyone you haven't fully checked out for security.

Check Credit History To Determine If Your Credit Was Used For A Loan

By | April 9th, 2010|


Your credit history is the easiest way to find out what loans are tied to your social social number and your credit history. Your name could be on the title, but not on the loan, so it wont show up on your credit history. If a loan is on your credit history, you can be held responsible for any late or missing payments. There are times that lenders will allow a borrower to buy a home and use only the credit history and credit score of that buyer to grant the loan. Yet, at the same time the lender will allow a spouse to be on title but not on the loan to the home.

FHA Strengthens Requirements For Lenders

By | April 9th, 2010|

The Federal Housing Administration (FHA) announced Monday it will increase regulations to the net worth requirements of FHA-approved lenders.

FHA Increases Net Worth Requirements For Lenders

By | April 9th, 2010|

The Federal Housing Administration (FHA) announced Monday it will increase regulations to the net worth requirements of FHA-approved lenders. In September 2009, Commissioner David H. Stevens announced a set of policy changes that would reinforce the FHA’s risk management function, that includes holding lenders liable for oversight of mortgage brokers, and hiring a Chief Risk Officer for the first time in FHA’s 75-year history. The FHA’s final rule of the regulation changes will be published in the next few days. Since 1993, the FHA required lenders to have a net worth minimum of $250,000. Effective immediately, all new applicants must possess at least $1 million. Read more about the regulations regarding FHA lenders in the full press release below from the U.S. Department of Housing and Urban Development (HUD):

An Estimated 1.2 Million Households Were Lost During Recession

By | April 8th, 2010|

According to a study released today by the Mortgage Bankers Association,and estimated 1.2 million households were lost from 2005 to 2008, despite the population increase of 3.4 million in the study area. This decline in households is likely what contributed significantly to the excess supply of apartments and single family homes on the market. Read more about the 1.2 Million households lost during the recession in the press release below from the Mortgage Bankers Association.

Buy, Close, Move In – The New Rules Of Real Estate

By | April 6th, 2010|

Buy, Close, Move IN!: The New Rules of Real Estate

Ilyce Glink's new book, "Buy, Close, Move IN!" helps real estate buyers and real estate investors successfully navigate the world of real estate and mortgage financing.

Ilyce Glink on WSB Radio – Tax Tips – April 4, 2010

By | April 4th, 2010|


Today on The Ilyce Glink Show we replay some of our best guests. We take your questions and talk with Enrolled Agents and tax specialists Bill Nemeth and Chet Burgess. Listen to Ilyce every Sunday on WSB Radio in Atlanta or streaming online at wsbradio.com. Listen to the podcast here or download from iTunes.

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