Ilyce Glink, ThinkGlink.com and Best Money Moves
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Ilyce

About Ilyce Glink

Ilyce Glink is an award-winning, nationally-syndicated columnist, best-selling author, and radio and television personality. She is the best-known consumer advocate for home buyers, sellers, and owners, and her content touches millions of readers, viewers, and listeners each week. She is the Founder/CEO of Best Money Moves, an employee benefit that companies provide that helps employees measure financial stress, then dials it down with a unique content mapping system. She is also the Founder/CEO of Think Glink Media, a digital content agency, and the Publisher of ThinkGlink.com. Listen to Ilyce on WGN Radio each week, follow her on Twitter, and sign up for the ThinkGlink free weekly newsletter, in the blue box at the bottom of this page.
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Good Credit Score May be Needed To Buy A House Even If There Is Seller Financing

By | May 13th, 2010|


Even when you find a home and the seller is offering seller financing, you probably need a good credit score. People with low credit scores can scare sellers and make them refuse to give you seller financing. If you are a seller offering seller financing, make sure your purchase and sale agreement or your sales contract provides you an opportunity to review the prospective buyer's credit history, credit score and references before committing to giving the buyer seller financing.

Ilyce Glink Show – Record Stock Market Drop – May 9, 2010

By | May 9th, 2010|

Ilyce Glink Show Notes - May 9, 2010 - Mother's Day Amaze your friends and family members with facts about this year's mother's day. Thoughts about the stock market massive drop and recovery on Thursday and Friday. Freddie Mac needs $10.6 billion for the next quarter. The IRS and State Revenue Depts say tax revenue is down. Please leave your comments at the bottom. New EBOOKS on investing are up. Check out the Podcasts available at the THINKGLINK.com Store.

Ilyce Glink Show Notes – May 9, 2010 – Mother’s Day

By | May 9th, 2010|

Ilyce Glink Show Notes - May 9, 2010 - Mother's Day Amaze your friends and family members with facts about this year's mother's day. Thoughts about the stock market massive drop and recovery on Thursday and Friday. Freddie Mac needs $10.6 billion for the next quarter. The IRS and State Revenue Depts say tax revenue is down. Please leave your comments at the bottom. New EBOOKS on investing are up. Check out the Podcasts available at the THINKGLINK.com Store.

Cosigning A Student Loan Has Risks for Parent

By | May 7th, 2010|


If you are shopping for student loans and figure you might need to have your parents cosign the loan, you parents should understand the risks of signing for that loan. If you fail to make a payment on the student loan, you know that your credit history and credit score will suffer. But your parents' credit history and credit score will suffer as well.

Release Of Mortgage Lien Should Follow Payment in Full of Debt

By | May 7th, 2010|


If you have paid off your mortgage in full, the holder of the note should return to you the note as "paid in full," should return to you the original mortgage marked "canceled," and should send you a document to record in the local office that records or files documents against your property to note that the lien on your home has been paid in full and released.

Buying A Vacation Rental Property

By | May 7th, 2010|


For some people, this is the worst time to be in the real estate market to buy or sell a home. Others believe, this is a great time to buy properties. In this review of Christine Hrib Karpinski's book "How To Rent Vacation Properties By Owner," she discusses the best way to approach buying a vacation rental property. There is a strategy that you should follow to buy a vacation property that you would want to rent most or all of the time. Karpinski is the director ow owner community for HomeAway, Inc. So follow a formula and make sure you understand the market and the risks of buying a vacation rental property.

Paying Down Credit Card Debt To Buy A House

By | May 7th, 2010|


If you have substantial credit card debt, you might want to pay down some of that debt before applying for a mortgage to buy a house. The home buying experience can be trying enough, but if you have too much debt on your hands, you might not qualify for a mortgage. You may assume that you should do everything to pay down that credit card debt even if it means using retirement funds to do that. You might be wrong. Using your retirement funds should probably be your last resort when dealing with debt problems.

Taxes On Home Sale Can Be Limited With Tax Exclusion For Individuals

By | May 7th, 2010|


Even in this down real estate market, homes are selling. If you have owned your home for some time, you may find that you may have a hefty profit on the sale of your home. If you have a profit, you might expect to pay the IRS taxes on the sale of the home. But those taxes can be limited by the $250,000 exclusion given to individuals and $500,000 exclusion given to married couples on the sale of their principal residence. Certain IRS rules apply to avoid having to pay the tax, so be careful and make sure you qualify.

Family Estate Planning Is Needed When Children Have Differing Views

By | May 3rd, 2010|


If you have the ability to make life easier for your children, wouldn't you? If you can, you should hire an estate planner or at a minimum have a will and living trust to assist your family in transferring assets to them after you die. If your children have different incomes and savings and you are going to divide your estate differently, make sure you spell that out in your documents. And, if you have a home and one of your children lives with you in that home, make sure you consider what should be done with the home upon your death.

Where To Invest Money When You Have No Debt

By | May 3rd, 2010|


Wouldn't it be great if you had no debt? And if you had no debt and had money to invest, where would you put it? Leave your comment below on your advice as to where you would invest your money if you had no debt. Would you invest in the stock market, bonds or put the money into a retirement account like a 401k? Some people might even invest the money in a tax free annuity. But if you are self employed, you may have additional options available to you.

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