Ilyce Glink, ThinkGlink.com and Best Money Moves
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Ilyce

About Ilyce Glink

Ilyce Glink is an award-winning, nationally-syndicated columnist, best-selling author, and radio and television personality. She is the best-known consumer advocate for home buyers, sellers, and owners, and her content touches millions of readers, viewers, and listeners each week. She is the Founder/CEO of Best Money Moves, an employee benefit that companies provide that helps employees measure financial stress, then dials it down with a unique content mapping system. She is also the Founder/CEO of Think Glink Media, a digital content agency, and the Publisher of ThinkGlink.com. Listen to Ilyce on WGN Radio each week, follow her on Twitter, and sign up for the ThinkGlink free weekly newsletter, in the blue box at the bottom of this page.
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Homeowners’ Tax Credit Only Available for Homeowner

By | October 22nd, 2010|

*Homeowners' Tax Credit Only Available for Homeowner * Homeowner's tax credit is only available for homeowners. Only a homeowner can apply for a tax credit for that home. The homeowner's name must be on the deed to be eligible for a tax deduction. Filing for partial ownership can help mortgage paying tenants receive tax credits. Tenants might receive a tax deduction but homeowners' tax credit is only available for homeowner. Use an accountant to see if you qualify for a homeowners' tax credit.

Renter’s Insurance: Do You Need It, and What Does It Cover?

By | October 22nd, 2010|


What does renter's insurance cover and do you need it? Do you have renter's insurance? Are you thinking about getting renter's insurance but don't know what it costs and what it covers? Renter's insurance covers your liability. A landlord's insurance does not cover a renter, so consider buying renter's insurance. Talk with an insurance agent to better understand what renter's insurance covers and if you need it.

Tips to Make the Mortgage Closing Process Easier

By | October 22nd, 2010|

The mortgage closing process is already difficult enough. Make the mortgage closing process easier by avoiding errors in the loan documentation. When going through the mortgage closing process on a home loan, documents should be checked for any and all errors. A mortgage banker warns that mistakes could be costly in the mortgage closing process. The best solution for the mortgage closing process is getting loan documents in on time and giving your mortgage banker plenty of time to look through the loan documents.

Missing Loan Documentation Leads HUD Homeowner to OCC

By | October 22nd, 2010|

Missing Loan Documentation and Bank Confusion leads HUD homeowner to complain to the OCC. HUD homeowner complains to OCC after missing documentation and bank confusion. HUD homeowners may have to appeal to the OCC if their case is ignored by the bank. Lenders' miscommunication pushes homeowners to OCC. Confusion and missing documentation can confuse homeowners working with the OCC on a case. Try to find someone in the bank or at OCC that will help you sort out your payments.

Foreclosure Freeze: Don’t Worry, The Federal Government is Gunning For Mortgage Lenders

By | October 20th, 2010|

. The housing industry is certainly getting stirred up as we close in on the Midterm elections. It's as though someone took the most polarizing aspects of the housing crisis, plopped them into a blender and hit the "on" switch. The Federal government started things off at the end of last week by announcing that it felt the mortgage lenders didn't need to freeze foreclosures because they had been following procedure and that no one was finding much wrong with the affidavits - except, of course, that they were filed by people who lied on them. This week, HUD Secretary Shaun Donovan acknowledged that perhaps the mortgage lenders weren't doing all they could to keep homeowners in their homes. Is it really all about politics?

Ilyce Glink Show – October 17, 2010

By | October 17th, 2010|

Ilyce Glink Show Notes - October 17, 2010 - Ilyce talks about the major changes in the real estate market. Countrywide settles with the SEC. Someone moves into the most expensive home in the world. And, of course, we answer your pressing real estate questions, including who you can (and should) trust in the real estate game. Visit Ilyce's blog for more information and links.

Home Improvement: Roof Repair Increases Home Value

By | October 15th, 2010|

Roof repair increases home value and property value. Homeowners can increase their home value with home improvements like roof repair. Consider roof repair if you roof needs repair, it increases home value and helps in selling your home. Insurance may cover roof repair, a home improvement project that increases your home value. Home improvement and home repairs like roof repair increases home value. Increases in home value make it easier to sell your home when the time comes.

Low Appraisal Limits Mortgage Refinance Options

By | October 15th, 2010|


A low appraisal can limit options for a homeowners trying to get a mortgage refinance. A low appraisal will prevent a homeowner from getting a mortgage. A low appraisal can reflect the loss of equity in the house and remove options available to refinance the home. Recent decline in housing values and the resulting low appraisals are contributing to the problems of strategic default and loan modifications.

Shop Around For Lowest Mortgage Rates

By | October 15th, 2010|

Shop around to find lowest mortgage rates. Mortgage rates are at historic lows but to get great, low mortgage rates you have to shop around. Shop around at multiple mortgage lenders to get the lowest mortgage rates. When refinancing your home, shop around mortgage lenders for the lowest mortgage rates. Refinance with the lowest possible mortgage rates, to get the lowest mortgage rates shop around mortgage lenders.

Foreclosure Freeze: Did the Banks Lie on Their Foreclosure Affidavits?

By | October 13th, 2010|

Foreclosure Freeze: Did the Banks Lie on Their Foreclosure Affidavits? Hundreds of thousands of foreclosures are in jeopardy as a national foreclosure freeze takes hold. Today, Attorneys General in 50 states announced a joint investigation into whether the foreclosure robo-signers actually read the underlying foreclosure documents to make sure they were correct - as they swore in their affidavits. Lying on an affidavit is a big deal because filing an affidavit is like taking an oath.

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