Ilyce

Mortgage lenders too cautious now for cash out refinance. It is not a good idea to withdraw funds from an IRA to pay cash for a home because if you need it, mortgage lenders are too cautious now for a cash out refinance. A retirement fund should never be used to pay for a home purchase because the tax liability will be too much, but mortgage lenders too cautious now for cash out refinance. Given the amount of fraud in the mortgage industry, lenders are more cautious than ever about doing a “cash out” refinance. A home equity line of credit may be your only answer in situations where mortgage lenders too cautious now for cash out refinance. Freddie Mac and Fannie Mae will not allow them to make a mortgage loan to someone for 6 months when they pay cash for their house.

Kitchen safety at the international home and housewares show was a major theme this year. Kitchen safety and food safety ensure protection against germs and food-borne illness, which benefits the whole family. A variety of products focused on kitchen safety were featured at the international home and housewares show. Home improvement ideas at the international home and housewares show included products that promote kitchen safety and offer germ protection. Kitchen safety is the only way to protect your family against the threat of food-borne illness. Kitchen safety at the international home and housewares show was a convention highlight.

Are you in loan modification hell? Keep making mortgage payments if you have the cash. If you pay cash for your home, your mortgage lender may not allow you to refinance, which can make you feel like you're in loan modification hell. But keep making mortgage payment if you have the cash or else you might find yourself in a foreclosure situation.

The Japanese Earthquake and Tsunami: What Does it Mean for U.S. Markets? on the Ilyce Glink Show March 13, 2011 Japan is facing the worst crisis since World War II. The devastating earthquake and tsunami has claimed at least 10,000 lives. What's going to happen to the Tokyo stock market? Expected to drop dramatically as the Japanese government races to minimize the damage. There's an estimated 3-4 trillion dollars in infrastructure damage. What will be the impact on the U.S. stock market and economy as a whole? Also: how do you talk to your partner about debt?

In order to avoid problems after a death in the family, a quit claim deed can transfer inherited condominium between family members. A real estate attorney can help navigate the procurement of a a quit claim deed can transfer inherited condominium between family members. Probate court will not be necessary if you have a quit claim deed that can transfer inherited condominium between family members.

When drafting your will, bear in mind that joint tenancy with right of survivorship can simply estate planning. You could have a deed executed by your spouse or partner's estate after death, however joint tenancy with right of survivorship can simply estate planning. If you and your mate took title to the home as joint tenants with rights of survivorship, it can greatly simplify estate planning.

Home and food safety products from the International Home and Housewares Show were a major theme in 2011. The International Home and Housewares Show featured a number of new items intended to function as home and food safety products. Where possible, the home and food safety products also attempted to be eco-friendly and environmentally conscious. Home and food safety products from the International Home and Housewares Show are a growing trend.

For those who are in the financial position to consider it, shortening the term of your loan may help reduce your mortgage interest rate. It is a good idea to refinance if the end result is shortening the term of your loan to help reduce your mortgage interest rate. If you're in a financially precarious position, taking a 15-year loan might be a stretch but otherwise shortening the term of your loan may help reduce your mortgage interest rate.

2011 Tax Tips and Issues on the Ilyce Glink Show February 27, 2011 Today we're talking tax and answering your tax questions on the Ilyce Glink 2011 tax show. Call in with your tax questions for our Tax Experts, Bill Nemeth, EA, president of the Georgia Association of Enrolled Agents, and Chet Burgess, EA, executive director of the Georgia Association of Enrolled Agents. You can contact the GAEA at www.4gaea.org. Get more information and links at Ilyce's blog.

Stock Market and Economic Indicator Tracking on the Clark Howard Show March 9, 2011 Lots of good news in the market today. The stock market is wobbling a little, related to the crisis in Libya and fears about oil supply. It's also the second anniversary of the stock market crash of 3/9/09, when the Dow fell below 6700. U.S. wholesale inventories are up 1.1%, and sales are up 3.4%. Both of these numbers are above forecast and suggest that hiring may soon resume. Also, mortgage applications spiked 16%, which is the biggest gain since June 2010.