Getting rid of PMI on investment real estate property can be nearly impossible with declining real estate values. Q: We bought an investment property for $76,000 about 7 years ago with no money down. Our interest rate is at 7.5 percent. We would love to get rid of the private mortgage insurance (PMI) on the [...]
When loan modifications fail and you are trying to refinance upside down mortgage, your options are limited other than HARP 2.0. Q: I am currently paying on a mortgage that is becoming an overwhelming expense and causing me to go further in debt in other places. I have a 30-year fixed mortgage with private mortgage [...]
Aquí hay algunos pasos que debe tomar si usted sospecha fraude de crédito o robo de identidad con un familiar anciano. Pregunta: Recibí de mi abuela un poder para manejar sus finanzas. Ella vive en Tejas. Yo, sin embargo, vivo en Atlanta. He entrado la información que tengo de ella y quiero obtener su reporte [...]
If you have good credit and you are a first time home buyer, you need to find a good mortgage broker or mortgage lender to help you with your home purchase. Q: I am a first time home buyer and ready to buy. I would like to purchase a house in Atlanta. My credit score [...]
If you invest in real estate with friends or relatives, plan ahead. Otherwise, you may find yourself deep with problems when money is short or disagreements arise. Q: My friend and I bought a single family house to make some fast money. We wanted to flip the property, but, could not, and we’re on the [...]
If you now have no credit history after living abroad for some time, you need to work to build your credit history back in the US. Q: I am an American citizen who has lived the last 25 years in Switzerland. I paid cash for a house recently because I have no credit history in [...]
I'm not on the air this first day of the New Year, but as it's 2012, we decided to run a show broadcast earlier in the week regarding tax law changes. The season is officially here! If you are interested in your taxes, here are a few of the Tax law changes for 2012. Guests Merry [...]
