It is important to know the FHA streamline requirements when trying to refinance. Be sure to shop around for current refinance rates. Q: I have an FHA loan for my house and I was wondering if this is a good time to refinance. I am current on my mortgage and my home value is higher [...]
Has your mortgage company filed for bankruptcy? If your loan modification paperwork is still being processed, you may need to refile. Q: I often listen to your show on my way home from church. A couple of days ago, my brother, who lives in Las Vegas, called me and said he received a letter saying [...]
Bill Nemeth and Merry Brodie join me to talk about recent trends and hot topics in personal finance on the Ilyce Glink Show on noon CST Nov. 11 on WSB Radio. For today's episode Bill and Merry give us some insight into the 2012 Tax Review and information about the looming 2013 Fiscal Cliff. Bill [...]
When getting a divorce and signing a quitclaim, it is crucial to remember your home mortgage is separate from your property title. Q: I’m divorced and signed a quitclaim deed to my ex-wife. My ex-wife failed to make payments on the mortgage and the home has now gone into foreclosure. Mine is the first name [...]
Super Storm Sandy and the election have everyone talking but there is real devastation for homeowners and home value behind the headlines. The home repair industry is bound to be stimulated given damage estimates issued by CoreLogic but in the short term, cleanup has just begun. And usual, providing personal finance advice, real estate advice [...]
Applying your mortgage escrow account overage towards your loan principal will help pay off your mortgage and lower your interest payments. Q: I have a $2,000 overage on my mortgage escrow account. Should I let the lender apply the cash to the next 12 payments equally over the next year or get a refund and [...]
Divorce and refinance issues often come hand in hand. Protect yourself from fraud by keeping copies of your mortgage papers updated. Q: My ex-husband, while we were still married several years ago, refinanced our home without my knowledge. The home was in both of our names but he was allowed to do it as a [...]
Need tips on planning a Halloween party this year? Pick out a fun costume and learn how to get everyone into the Halloween spirit by using these simple tips from stylist Ingrid Grimes-Myles. To find out the stylist's 4 great points on how to plan the perfect Halloween Party, check out the video below: http://www.youtube.com/watch?v=1f6UpZbNe3s&feature=g-upl [...]
