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Real Estate Contract Determines Sale Status

By | March 14th, 2006|

Is a home sale still valid when a home burns down? It depends on the real estate contract. The real estate contract may discuss what happens when the home is destroyed prior to the completion of the home sale. The real estate contract may allow the home buyers to receive a new home built using insurance money or it may allow the new owners to receive the insurance money directly. Consulting a real estate attorney to look at the real estate contract will help sort out this home sale.

Research Septic Problem Before Suing

By | March 14th, 2006|

When considering filing a lawsuit over a possible defective product or system used in your home, much research is required. You must research the product and its installation, in addition to talking with other owners, attorneys and the BBB before pointing any fingers. You should also talk to the manufacturer of the product to determine if others have had this problem and what, if anything, they are willing to do to fix it.

Structuring Real Estate Investment Properties

By | March 7th, 2006|

A real estate investors have created an LLC to separate their personal and business properties. They are having trouble financing due to an increase debt to income ratio. If a large part of your income is from your real estate business or you have enough buildings to affect your income, many residential lenders will have difficulty giving you financing. You should try to find a commercial lender or a residential lender that has extensive experience with people that own many rental properties to help you out in your future deals.

Real Estate Commission And Protected Buyer List

By | February 28th, 2006|

When you're looking to buy a property you may end up on a "protected buyer" list. When a listing contract ends, the listing real estate broker wants to make sure the seller does not contact any of the people the listing real estate broker showed the property to and deprive him of a commission. If the seller and the real estate agent can't agree on the protected buyer list or the commission it could delay the sale.

Refinancing A Home For Repair And Estate Planning

By | February 28th, 2006|

Refinancing a home for repair and estate planning purposes can be a challenge for a person who is doing this for an elderly loved one. If the property is in the elderly person it's best to speak with a mortgage lender who specializes in loans to senior citizens, in order to refinance and repair the home. Speaking to an expert in this field can help the person decide whether to refinance and repair the home, or whether selling the home now would be the better option.

1031 Helps Save On Taxes

By | February 21st, 2006|

With an estimated 15 million Americans owning investment property, more people are using 1031 tax-free exchanges in order to defer capital gains. A 1031 exchange is a provision in the Internal Revenue Code that permits an owner of investment property to sell the property and buy a new property without having to pay any taxes on the sale of the old property. To use a 1031 exchange, an investor must comply with strict rules relating to the use of the proceeds from the sale.

Refinance Or Sue To Get Name Off Mortgage

By | February 21st, 2006|

When you buy property with a partner and you're not married and you haven't signed a partnership agreement, it can be difficult to undo the transaction. To get your name off of a mortgage for a property that you no longer own or live in you need to have the other person refinance the mortgage or sell the home. If the other person refuses to refinance or sell, you may need to go to court to force a sale of the property.

Repairing Severed Outdoor Extension Cord

By | February 21st, 2006|

Can you do a do it yourself home repair on a severed extension cord? If you ran it over with a lawn mower, you might be able to get some how-to advice at your local hardware store. One do-it-yourself option is converting the one long cord into two shorter cords.

1031 Exchange: Use When Dividing Property

By | February 14th, 2006|

A property owner who inherited a 160-acre ranch has the opportunity to sell the property at considerable gain and wants to know if a 1031 exchange can be used. A 1031 exchange can be used by real estate investors when selling one investment property to buy another and defer federal taxes on the property sale. A 1031 exchange may not be used for a primary residence. A 1031 exchange can be used when dividing property, but speak to a 1031 exchange expert first.

Transfer Tax Requires Declaring Personal Property

By | February 7th, 2006|

A buyer is purchasing a home in a community that requires the buyer to pay a transfer tax. The buyer is allowed to deduct the amount of "personal property" that is part of the deal. Now the buyer is trying to figure out exactly what qualifies as "personal property".

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