How to Protect Your House and Assets from Cyber Fraud Q: Your recent article that discusses the increasing number of cyber hacks and perils of online transactions recommended moving as many of your bills online. This sounds like bad advice given the whole point of the article. Could you please elaborate on how doing more [...]
Property Rights Under a Conservatorship: Are there any? Q: A conservator has taken over my aunt's house that I have lived in for almost 30 years. I had power of attorney for 20 years but my name has never been on the deed to the home. The home has a $10,000 mortgage on it. If [...]
Should I have to pay for HOA Minutes? A reader is being asked to pay $100/hour for HOA minutes and other requested financial information. Q: I live in a townhouse development with a homeowners association (HOA). I've requested financial information dating back four years. I was told that there would be a cost to retrieve [...]
Should you put kids on title to house? Here's another reason why it's a bad idea to have children listed on the title to your home. Q: Friends of mine put their two children on the title of their house some time ago. The home has no mortgage. The father is now deceased and the [...]
HOA Won't Pay Repair Bill Here's why the homeowners association won't agree to foot the entire bill for water damage to an owner's unit. Q: We own a condo in Atlanta as a secondary residence. About a year ago we discovered a portion of our floor was saturated with water. We discovered, and the [...]
Revocable and Irrevocable Trusts A reader wants to know if it is a problem that their revocable and irrevocable trusts aren't funded. Q: On the advice of an attorney, many years ago my wife and I each created a revocable trust. We never funded the trusts because all our major assets, including stocks, bonds and [...]
My 2023 Holiday Gift ideas for billionaires and everyone else I surfed the Internet and found a few things I thought were just awesome gifts - if money is no object. I mean, what do you get your special someone who already has everything in the world? It would have to be a very [...]
Why my credit score drop? Paying off loans or credit card debt may temporarily drop your credit score. Even as it seems paying off debt should raise them. Q: So my mortgage got sold again to a new loan servicing company. And, again my credit score went down. My score went down when they closed [...]
Should I Put Inherited Property In LLC? Reader wants to know if using an LLC to transfer property ownership after death is the best way to avoid probate Q: I inherited a parcel of land upon my father's death. His wishes were for the property to remain in the family for my children. In order [...]
Timeshare Horror Story Inheriting a timeshare caused family drama after niece and nephew demanded a share of the sale. Q: My parents purchased a timeshare with a floating week in a nearby town many years ago. One of the nicer aspects of the timeshare was that if your name was on the deed, you and [...]
