Are you one of those people who never seem to have money? If so, I am going to share three simple tips to help you keep and grow your money.

The first tip is: you get money if you give money. The second tip is: you don’t have to be rich to invest your money. My final tip is: in order to keep money, you must spend your money wisely. You get money if you give money. Remember that it is better to give than to receive.

Whenever I get money, I have been taught that the first that I should do is set aside 10 percent for church. For example, if I get a dollar, ten cents of the dollar will go in the church “jar”. By doing this I am giving to others.

You don’t have to be rich to invest your money. Your first investment should be yourself. The second thing that I do whenever I get money is take 30 percent and put it in the savings “jar”. By doing this I am paying myself. The money that I put in the savings jar will eventually go into a savings account for future stock investments. For example, if I get a dollar, thirty cents will go in the savings “jar”. Look out John Rogers!

Finally, in order to keep money, you must spend it wisely. The first things that you buy should be what you need (then what you want), shop for sales and never spend all of your money. For example, after giving 10 percent to church and saving 30 percent, I have 60 percent of my money to spend or go in the store “jar”. So, if I had a dollar, I would be able to spend sixty cents. This is the money that I use to buy what I need or want.

If you follow these tips, you will always have money.