Wondering which way interest rates are going? You’re not alone.

Everyone wants to lock in their mortgage just when interest rates hit rock bottom. You probably know someone lucky enough on that fine October day in 1993, who locked in a 30-year fixed rate loan at 6.75 percent.

While interest rates aren’t quite that low, they are at fairly low levels, historically. And, it appears they’re going to remain that way for awhile. Here’s what David Lereah, senior economist of the Mortgage Bankers Association of America is predicting:

It looks like this will be another excellent year for home buying.

Is he right? We won’t know ’til the year is over. In the meantime, don’t let the interest rate waiting game overshadow what’s really important: Buying the right home at the right price.